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Deal Score (0–100)
📝 Deal Verdict
Enter your numbers on the left to generate an instant analysis.
Monthly Cash Flow
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after all expenses + debt
Cap Rate
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on all-in cost basis
Cash-on-Cash Return
–
on capital left in deal
DSCR
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lender needs ≥ 1.25x
1% Rule
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rent ÷ purchase price
Gross Rent Multiplier
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target ≤ 10x
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Total Cash In
down + closing + rehab
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Cash Pulled Out at Refi
–% recovered
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Capital Left In
holy grail = near $0
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Forced Equity Created
–% of ARV
📈 10-Year Projection
💵 Annual Income & Expense Detail
Income
Gross Rent–
Vacancy–
Effective Gross Income–
Expenses
Property Taxes–
Insurance–
Property Management–
Maintenance + CapEx–
Utilities–
Net Operating Income–
🏦 Financing & Returns
① Acquisition Loan (purchase → refi)
Loan Amount purchase × (1−down%)–
Monthly P&I–
↳ Powers: projection yrs 0→refi, cash-in calc
② Refi / Permanent Loan (starts mo –)
Refi Loan Amount–
Monthly P&I–
Annual Debt Service–
↳ Powers: DSCR · cash flow · CoC · projection post-refi
Returns
Annual Cash Flow–
Monthly Cash Flow–
Cash-on-Cash Return–
📊 Year-by-Year Projection (post-stabilization)
| Yr | Property Value | Loan Balance | Equity | Gross Rent | NOI | Cash Flow | Cum. Cash Flow |
|---|
🤝 Partnership Net Position Over Time
Net position = equity stake + cumulative cash distributions − initial capital invested. Crosses zero when a partner is "in the green."
Partner 1
Capital In
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Cash at Refi
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Yr 10 Equity
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Yr 10 Cum. CF
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Net Position (Yr 10)
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Partner 2
Capital In
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Cash at Refi
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Yr 10 Equity
–
Yr 10 Cum. CF
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Net Position (Yr 10)
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Capital In Breakdown
| Source | Total | Partner 1 | Partner 2 |
|---|---|---|---|
| Total Cash In |
Hudson Valley defaults: Ulster/Dutchess/Greene Co. tax rates, Catskills STR comps, HV long-term rent benchmarks. All projections are estimates — verify with local professionals.